NEWSROOM

Premiums respond to structure. Structure responds to cost. In this Crystal Ball session, we examine what actually drives health care spending in the United States and why meaningful cost compression remains difficult. From provider pricing to specialty drug pressure and administrative complexity, we’ll explore the forces shaping premium trends. We’ll also examine how benefit design adapts under strain and what ongoing policy shifts mean in practical terms. This class brings perspective to one of the most persistent questions in our industry – why it costs what it costs.

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