The Help You Need Is All Right Here
We’re here to assist with compliance-related matters, employer reporting, and complex regulations. We make complicated issues seem simple, with valuable resources and answers to your specific questions. We’ll help you navigate the uncertainty of state and federal laws affecting you, your clients, and their employees
WBCompliance Wiki
Our new resource gives you and your clients a place to easily – and quickly – look up compliance-related topics to get the answers you need. You won’t have to wade through PDFs or web pages. The search feature gives you the ability to find exactly what you’re looking for in seconds.
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Premium Only Plan (POP)
A POP offers savings to clients and employees, because of reduced payroll taxes and the ability to deduct insurance premiums or HSA contributions on a pre-tax basis.
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COBRA
Employer compliance with COBRA is mandatory and non-compliance fees can be substantial. We offer your eligible groups free COBRA administration, helping them save money and avoid fines.
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ACA IRS Reporting
Help your clients with annual IRS reporting and related services like mandated employer letters, ERISA Wrap documents, Form 5500 preparation and filing, and more.
Compliance content from our newsroom
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Medical Loss Ratio (MLR) Rebates: What Group Benefits Advisors Should Know in 2026
California & Nevada
MLR rebates can raise questions. Learn how rebates are calculated, which group health plans are subject to the rules, how employers can use rebate funds, and why employee notices may create confusion. Plus, review our carrier partner reference showing which carriers will issue MLR rebates in 2026.
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Who Pays When “Surprise Billing” Is Off the Table? Understanding the No Surprises Act’s IDR Process
California & Nevada
The No Surprises Act protects patients from certain out-of-network balance bills, but the provider and health plan still have to determine what gets paid. This column explains the federal IDR process, why its use has surged, and why it’s drawing more attention in health care cost discussions.
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Medicare Part D Creditable Coverage Is Changing for 2027 — But What Should Employers Do Now?
California & Nevada
Medicare Part D creditable coverage rules are changing for plan years beginning in 2027. Here’s what brokers need to know about this fall’s 2026 notice deadline, the new 2027 testing standard, and what employers should review again at renewal.
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ACA 2026 Special Open Enrollment Window for Small Groups
California & Nevada
The ACA’s annual Special Open Enrollment Window lets Small Group employers enroll in coverage effective January 1, 2027, without standard participation or contribution requirements. Brokers should note W&B’s December 4 deadline and how the window may help groups affected by Health Net’s market exit.