help clients 
save for their future

401(k) Education

91% of employees with 401(k) plans say that payroll deduction helps them save. Be the connection for your clients.

  • Employee-Selected Investments

    A 401(k) allows employees to choose their own investments so they can find the right balance for their retirement goals, budget, and risk tolerance. There’s no risk for the employer.

  • No Employer Contribution

    The IRS doesn’t require employers to match employee contributions to a 401(k), although many do. According to the Bureau of Labor Statistics, the average employer match nets out to 3.5%.

  • Tax Benefits

    Contributions by employees to a 401(k) are made with pre-tax dollars and are deductible from an employee’s taxable income. Employer match contributions are deductible, too. 


Learn more about 401(k) education and how to get started with Word & Brown.