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Medicare Part D Creditable Coverage – 2027 Nevada Health Plans

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New federal standards for determining Medicare Part D creditable prescription drug coverage take effect for plan years beginning in 2027. Under the revised testing methodology, some employer-sponsored health plans that previously met the requirements for creditable coverage may be classified as non-creditable beginning with their 2027 plan year.
 
To help Nevada brokers and employers navigate these changes, Word & Brown has collected Medicare Part D creditable coverage determinations from our fully insured carrier partners. The information below lists Nevada health plans identified as non-creditable under the new 2027 standards. We will continue updating this resource as carriers complete their reviews and provide additional plan determinations.
 

Preparing for an Employer's 2027 Group Plan Renewal

Nevada employers should pay particular attention to Medicare Part D creditable coverage when reviewing their health plan options for 2027. A plan that qualified as creditable in previous years may no longer meet the updated federal requirements, making it important to confirm the status of the coverage selected for the new plan year.
 
Employers must inform Medicare-eligible individuals whether their prescription drug coverage is creditable or non-creditable. We encourage employers to review this status during their annual renewal and distribute the appropriate Medicare Part D notice to affected employees and dependents before the new coverage becomes effective.
 
An annual Medicare Part D notice is also required before October 15 each year (no later than October 14) for Medicare-eligible employees and dependents, whether their coverage is creditable or non-creditable. Employers must also notify affected individuals when their plan's creditable coverage status changes.
 
For more details on the updated 2027 testing standards, required disclosures, and what employers need to know, see our Medicare Part D Creditable Coverage is Changing for 2027: What Brokers Need to Know column.

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Small Group Non-Creditable Plans

  • ANG HDHP 3500 3500

  • ANG HDHP 3500 5000

  • ANG HDHP 4000 7000

  • ANG HDHP 5000 5000

  • ANG HDHP 7000 7000

  • ANG HDHP 8000 8000

  • ANG TRAD 7000 9200 

  • ANG TRAD 8000 9200

  • ANG TRAD 9200 9200

  • ANG NOMI TRAD 7000 9200

Large Group Non-Creditable Plans

  • ANG HDHP 3500 3500

  • ANG HDHP 3500 5000

  • ANG HDHP 4000 7000

  • ANG HDHP 5000 5000

  • ANG HDHP 7000 7000

  • ANG HDHP 8000 8000

  • ANG TRAD 7000 9200 

  • ANG TRAD 8000 9200

  • ANG TRAD 9200 9200

  • ANG NOMI TRAD 7000 9200

Source/Links

2027 Creditable Coverage (Stock Plans)


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Small Group Non-Creditable Plans

The prescription drug benefit included in all of the 2027 Nevada Small Group ACA plans are considered “creditable.”

Small Group Non-Creditable Plans

The prescription drug benefit included in all of the 2027 Nevada Large Group 51+ plans are considered “creditable.”

Source/Links

2027 ACA Medicare Part D Creditable Flyer

2027 Medicare Part D Creditable Flyer - LG



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Small Group Non-Creditable Plans

  • Anthem Convenient Care Balanced Guided Access HMO 50/9200 Lean Rx

Source/Links

2027 AHP Medicare Part D Creditable Flyer


anthem-bcbs-logo-new-rgb.png (Balanced Funding)

Small Group Non-Creditable Plans

  • Anthem Balanced Choice PPO 5500/30%/9200 Lean Rx

  • Anthem Convenient Care Balanced Guided Access HMO 50/9200 Lean Rx

  • Anthem Balanced Choice POS 5000/30%/10500 Lean Rx

  • Anthem Balanced Choice POS 2500/20%/10000 Lean Rx

Source/Links

2027 ABF Medicare Part D Creditable Flyer


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Large Group Non-Creditable Plans

  • Prominence Reserve HSA
  • Prominence Freedom Beyond HD Cigna 10

  • Prominence Freedom Beyond HD 10

  • Prominence HMO HD 16

  • Prominence HMO HD 19

  • Prominence Freedom Beyond HD 24

Source/Links

2027 Creditable Coverage Guide
 

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Small Group Non-Creditable Plans

  • Nevada Builders Freedom Beyond HD 12

  • RSCC Reserve HSA

Source/Links

2027 Creditable Coverage Guide


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