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Here’s an overview of recent updates from our carrier partners. For details on any specific update, click on the related link.

Medical, Ancillary, and Bonus Informatio

• Multiple Medical and Ancillary Carriers
  • Q2 Quoting: Multiple Medical and Ancillary carriers are quoting for Q2. Get a jump on your upcoming renewals and new business. Login now or contact us for quoting help.
• Anthem Blue Cross Blue Shield​
  • Chamber of Commerce AHP Coverage: Members of the Las Vegas Chamber of Commerce, affiliate members of the Tahoe Chamber of Commerce, and members of Elko Area Chamber of Commerce may be eligible for Association Health Plan (AHP) coverage from Anthem. Download the brochure or contact the Nevada sales team for details.
  • HSA Plan Enhancement: Anthem HSA plans now include PreventiveRx, giving members pre-deductible access to several classes of medications for the treatment of chronic conditions.
  • ACA Alternatives: Ask Mona, Joshua, or Peter about how Anthem AHP and Anthem Balanced Funding (ABF) plans may be a great fit for your clients as another alternative to ACA plans.
• Prominence Health Plan​​
  • Ongoing Small Group Broker Bonus: A bonus from Prominence Health offers brokers $500 on each Small Group written for effective dates through 12/1/2025. Your cases could also be eligible for the Employer Welcome Premium Credit of $1,000, $1,500, or $2,500 on groups of 2-50. Download the Prominence flyer for details.
  • AHP Options for Multiple Groups: Prominence continues to offer AHP coverage to members of multiple groups, including the Nevada Builders Alliance (NBA), Northern Nevada and Southern Nevada Dental Societies, Reno + Sparks Chamber of Commerce members, and Washoe County Medical Society members. Download plan-specific info from our online Insurance Forms Library, or ask us for details.
  • Large Group: Prominence Large Group plans in both Southern and Northern Nevada now offer Doctoroo mobile house calls for urgent care and home/workplace visits for the same copay as a PCP visit.
• ​Word & Brown​
  • Small Group Update: Word & Brown has revised the carrier enrollment and maintenance summary for Nevada. Be sure to throw away copies of the prior edition that you may have in your supply cabinet.
  • Individual Health Market – Nevada Market Stabilization Program: Nevada is gearing up to implement its Market Stabilization Program, branded as “Battle Born State Plans,” set to launch in 2026 with enrollment starting in November 2025. This public option aims to curb rising health care costs by linking provider reimbursement rates to Medicare levels (capped at 110% of Medicare rates). While not active yet, it is already influencing carrier strategies for 2025 as they prepare for increased competition.
  • Employer Market – New NV Dental MLR Rules: Signed into law in 2023 and effective January 1, 2026, Nevada’s SB393 strengthens an existing Medical Loss Ratio (MLR) rule mandating that insurers spend at least 75% of premiums on patient care. Insurers failing to hit this threshold must lower rates or compensate policyholders. This will directly impact employer-sponsored Dental plans, ensuring more premium dollars fund actual services for employees.