Beyond Fully Insured: Evolving Pathways in Group Benefits
Fully insured coverage remains familiar territory for many employers and brokers. But as premiums continue to rise, alternative funding models are drawing increased interest and viability. This session provides a clear, informative overview of self-funded and level-funded arrangements, ICHRAs, PEO structures, and other evolving strategies that sit alongside traditional fully insured plans. We’ll examine how these models operate, how risk and funding differ, and what compliance considerations accompany each approach. The objective is comprehensive understanding – so when employers explore alternative structures, you can explain how they work and how they compare within the broader market with clarity and confidence.
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