Husband & Wife Groups
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Aetna
Will the carrier write a Husband & Wife Group?
No
Husband & Wife groups are not eligible for coverage
Anthem BlueCross
Will the carrier write a Husband & Wife Group?
No
Husband & Wife groups are not eligible for coverage
Blue Shield of California
Will the carrier write a Husband & Wife Group?
Yes
Blue Shield will accept Husband & Wife groups as long as both are not owners
One of the spouses must be a W2 employee on payroll and not an owner
The group cannot be a Sole Proprietor or Partnership
Group must be an S-Corporation, C-Corporation or an LLC
CaliforniaChoice
Will the carrier write a Husband & Wife Group?
No.
Husband & Wife groups are not eligible for coverage
Will the carrier write a Husband & Wife Group?
No.
Husband & Wife groups are not eligible for coverage
Kaiser Permanente
Will the carrier write a Husband & Wife Group?
Yes
Kaiser will accept Husband & Wife groups
Both Husband & Wife may be owners as long as at least one of the spouses is also a W2 employee on payroll
The group cannot be a Sole Proprietor or Partnership
Group must be an S-Corporation, C-Corporation or an LLC
UnitedHealthcare
Will the carrier write a Husband & Wife Group?
No.
Husband & Wife groups are not eligible for coverage
This guide has been created as a quick reference and does not replace the full underwriting guidelines published by each carrier
Please refer to the carrier guidelines for additional information