We are committed to making complicated issues seem simple — for you and your customers. We’ll help you navigate the uncertainty of regulations affecting you, your clients, and their employees.

The Help You Need Is All Right Here

We’re here to assist with compliance-related matters, employer reporting, and complex regulations. We make complicated issues seem simple, with valuable resources and answers to your specific questions. We’ll help you navigate the uncertainty of state and federal laws affecting you, your clients, and their employees


Our in-house Compliance team is staffed by experts who are here to simplify your life. Exclusive to our General Agency, they’re on call to answer any of your Compliance questions. 

ACA Guidance

Whether you have a client-specific, scenario-based Affordable Care Act (ACA) or Department of Labor (DOL) inquiry, you can count on us to deliver the answers, resources, and support you and your clients want.


    We can simplify your clients’ administration, ensure their program can pass the ERISA coverage test, and protect benefits with a Wrap Plan bundling health and welfare.

  • Premium Only Plan (POP)

    A POP offers savings to clients and employees, because of reduced payroll taxes and the ability to deduct insurance premiums or HSA contributions on a pre-tax basis.


    Employer compliance with COBRA is mandatory and non-compliance fees can be substantial. We offer your eligible groups free COBRA administration, helping them save money and avoid fines.

  • HR Support

    Offer your clients access to an online, centralized benefits and Human Resources (HR) management tool from Ease, or our no-cost HRWow benefits administration tool from Mineral.

  • ACA IRS Reporting

    Help your clients with annual IRS reporting and related services like mandated employer letters, ERISA Wrap documents, Form 5500 preparation and filing, and more.

  • ACA Calculators

    We have calculators designed to help you determine whether your clients are subject to ACA “play or pay” mandates, forecast potential penalties, and more.

Compliance content from our newsroom

  • Annual ACA IRS Reporting Overview and Employee References

    January 24, 2023 | By Paul Roberts


    Learn about Applicable Large Employer (ALE) reporting requirements, with due dates quickly approaching beginning in late February. Also included is an employee-facing reference to help employees understand IRS Form 1095-C.

  • Important Licensing CE Change for California Agents – Fraud-Prevention Ethics Training

    February 2, 2023 | By Paul Roberts


    A change in state law requires California insurance brokers to earn a new hour of ethics CE, focused on fraud-prevention for licenses renewing on or after March 1, 2023. Learn how to comply with this new requirement, and more about fraud-prevention in California.

  • NABIP’s Federal Priorities with Legislators in Washington, D.C.

    March 14, 2023 | By Paul Roberts

    California & Nevada

    Get a recap of NABIP’s latest Capitol Convention and the national trade association’s federal legislative priorities for the 118th Congress.

  • CAA 2022 Prescription Drug Data Collection (RxDC) Requirements for Health Plans – Due June 1st, 2023

    March 24, 2023 | By Jonathan Close, Sr. Compliance & Carrier Analyst


    The CAA’s deadline to submit prescription drug and health care spending data for the 2022 reference year is June 1, 2023. Learn what our carrier partners are requesting from employer groups to help facilitate reporting before it’s too late.


 Talk to a representative and find out how to get started with Word & Brown.