COMPLIANCE services 

We are committed to making complicated issues seem simple — for you and your customers. We’ll help you navigate the uncertainty of regulations affecting you, your clients, and their employees.
 

The Help You Need Is All Right Here

We’re here to assist with compliance-related matters, employer reporting, and complex regulations. We make complicated issues seem simple, with valuable resources and answers to your specific questions. We’ll help you navigate the uncertainty of state and federal laws affecting you, your clients, and their employees

WBCompliance

Our in-house Compliance team is staffed by experts who are here to simplify your life. Exclusive to our General Agency, they’re on call to answer any of your Compliance questions. 

ACA Guidance

Whether you have a client-specific, scenario-based Affordable Care Act (ACA) or Department of Labor (DOL) inquiry, you can count on us to deliver the answers, resources, and support you and your clients want.

  • ERISA

    We can simplify your clients’ administration, ensure their program can pass the ERISA coverage test, and protect benefits with a Wrap Plan bundling health and welfare.

  • Premium Only Plan (POP)

    A POP offers savings to clients and employees, because of reduced payroll taxes and the ability to deduct insurance premiums or HSA contributions on a pre-tax basis.

  • COBRA

    Employer compliance with COBRA is mandatory and non-compliance fees can be substantial. We offer your eligible groups free COBRA administration, helping them save money and avoid fines.

  • HR Support

    Offer your clients access to an online, centralized benefits and Human Resources (HR) management tool from Ease, or our no-cost HRWow benefits administration tool from Mammoth HR.

  • ACA IRS Reporting

    Help your clients with annual IRS reporting and related services like mandated employer letters, ERISA Wrap documents, Form 5500 preparation and filing, and more.

  • ACA Calculators

    We have calculators designed to help you determine whether your clients are subject to ACA “play or pay” mandates, forecast potential penalties, and more.

Compliance content from our newsroom

  • What to Do with Medical Loss Ratio (MLR) Rebate Checks and Pandemic Rebates from Carriers

    August 12, 2020 | By Paul Roberts

    California & Nevada

    Many employers are beginning to receive Medical Loss Ratio (MLR) rebate checks from carriers for calendar year 2019, which are due by September 30, 2020. Some employers may also be receiving premium rebates because of COVID-19. Here's what you need to know.

  • Employer Compliance Requirement: Medicare Part D Disclosures Due by Mid-October

    September 9, 2020 | By Paul Roberts

    California & Nevada

    Employers whose health plans provide Rx coverage are required to distribute notices to Medicare-eligible employees and dependents by October 15th annually. Such employers must also notify CMS about Rx coverage provided by their plans. Here's what you need to know.

  • September Health Insurance Compliance Tips: Q4 2020

    September 10, 2020 | By Paul Roberts

    California & Nevada

    Review important compliance tips, reminders, and recent updates to prepare yourself – and your clients – for a successful Q4 2020, while beginning to prepare for 2021.

SEIZE THE OPPORTUNITY

 Talk to a representative and find out how to get started with Word & Brown.